Active vs Passive 
Mutual funds & ETFs
Aarati Krishnan

What are the risks in index funds?

As some categories of active funds in India such as large-cap funds, have struggled to beat the sprinting Nifty50 and Sensex30 in the last couple of years, there’s a surge of interest in index investing.

But are there risks in index investing that investors are ignoring? Read on to find out.

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Get some debt relief!
Mutual funds & ETFs
Vidya Bala

Vodafone’s impact on your debt funds: Here’s what you should do

Recent developments in the telecom space holds the risk of pushing Vodafone’s debt instruments to junk/default status and a consequent erosion to NAVs of funds that hold the instrument. We tell you what funds are affected, and we recommend an exit on funds that have a significant holding in the instrument and suggest alternatives.

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Goals are subjective 
Strategies
Vidya Bala

Are your returns expectations right? Here’s how to find out.

In recent times, you may have read about stories of equity indices or equity mutual funds struggling to deliver double digit returns even over 3 and 5-year periods. If many of you had expectations of say 12% return or a 15% returns these numbers are indeed disappointing.

But here’s a question: how did you form your return expectation? I posed this question to some friends. Their response can broadly be categorized into two: one, they either read or were told that equity markets can deliver 15-20% returns. Two, at some point in the past, some of the stocks they held had delivered this return and it naturally became the ‘best return to expect’.

So, what is the right way to form your returns expectation? How much should you expect from your portfolio? Why is that important?

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Funds not performing?
Strategies
Vidya Bala

Is buy and hold a sound strategy for MFs?

One in three equity funds that have been in the top 2 quartiles for several years in the past have slipped to the bottom 2 quartiles over a period. If you invest in a top fund and don’t switch to a better fund while it slips in performance, your portfolio value can be hit significantly.

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